T47 1862 $20 Fantasy or Essay NoteT47 $20 1862 XX-2 Fantasy Note PF-2 Cr. 343.
The debate rages on between specialists as to whether this note is a spurious design intended to blend in with the many other designs that were in circulation in 1861-63 or some type of an essay / experimental note. The work certainly seems to be closer to that of Hoyer & Ludwig rather than Keatinge & Ball whose imprint appears in the lower left corner. PMG grades this note Very Fine 30 with mention of a "Corner Tear" which truly affects nothing.
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