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    Rare $4 1882 Newfoundland Example

    Saint Johns, NF- Commercial Bank of Newfoundland $4 Mar. 1, 1882 Ch. # 185-14-04
    The story of this bank and its importance in the financial history of Newfoundland specifically and Canada generally is important enough to quote directly from the Charlton reference: "Established in 1857, this bank, and the Union Bank of Newfoundland, failed in December of 1894 due to mismanagement and poor economic conditions. Almost the entire paper currency then in use in Newfoundland consisted of notes issued by these two banks. Upon their failure, business was at a stand-still and the people in a state of panic until the Canadian banks opened their first branches in Newfoundland. The Newfoundland government assumed the responsibility for the redemption of the failed banks' notes, and the notes of the Commercial Bank continued to be redeemable for 20 cents on the dollar." This redemption accounts for the rarity of notes from this bank, with all issues prior to that of 1888 being especially desirable. Very Good-Fine.
    From The Thomas M. Flynn Collection

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